US-based payment processor for Africa

Key Data

  • Trading Names: PivotPay
  • Legal Entities: Pivot Pay Limited, Pivot Payments Uganda Limited
  • Activities: payment processor
  • Locations: U.S. and Africa
  • Regulations: no
  • Key People: Princess Shamirah Kimbugwe, Arthur Nuwagaba

PivotPay was founded in Uganda in 2020 and is focused on African markets. However, according to the website, the relevant jurisdiction is California, United States. The website states 250k+ customers in seven countries.

The Offering

PivotPay offers its payment solutions to retail customers (B2C) and merchant solutions (B2B) through its app. Money can be received and sent via the app. Bills can be paid, and wallet-to-wallet transactions (P2P) can also be carried out.

B2C customers enter into a contract with Pivot Pay Limited in California. B2B customers have an agreement with the Entity in Uganda, Pivot Payments Uganda Limited.

The PivotPay app has registered more than 10k downloads in the Google Play Store and carries a 5-star rating.


PivotPay does not hold a license but will operate as an unregulated paytech. The website gives all the necessary details about the operators and the legal environment. We have not discovered any negative feedback either. Therefore, we put PivotPay on our “Green Compliance” list.


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