Payments gateway

Key Data

Trading name: Inovio
Legal entity: Inovio Payments, LLC
Activities: Payments gateway
Location: California, USA
Regulation: Registered ISO
Key people: Conal Cunning (Linkedin), Founder


Inovio (formerly known as Argus Payments) is a fully-integrated, technology-driven payments gateway owned by North American Bancard.

The provider was established in 2016 by Conal Cunning (Linkedin) and is headquartered in Woodland Hills, California.

Inovio Payments, LLC is a registered ISO of BMO Harris Bank N.A., Chicago, IL.


Inovio provides an API-linked payment gateway for merchants to accept payments through credit card transactions, ACH, direct debit, SMS, virtual POS, and electronic cash payments.

Features of the gateway include recurring bill payments, reporting tools, support for multi-currency payments, hosted checkout pages, automated chargeback mitigation, and fraud prevention.

Security features of the gateway include tokenization and encrypted payments.

Its omni-channel platform adapts to any payment experience with industry innovations that bring simplicity to an often confusing process.

There is not much public information about Inovio’s pricing and fees at this time.

Inovio does not give exact information about the industry they serve, but they are said to serve everyone from normal eCommerce companies to high-risk businesses like CBD providers.

Inovio does not provide a profile at the Better Business Bureau at this time but has received fewer than 10 public complaints.


Due to the lack of customer reviews in the repeatedly discredited parent company NAB, we classify Inovio in our “Orange Compliance” lists.

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