Open banking and financial API provider

TrueLayer is a leading technology company headquartered in London, United Kingdom. As an authorized and regulated provider of open banking and financial API services, TrueLayer empowers developers and businesses to securely access and leverage banking data from various institutions through standardized APIs.

Key Data:

  • Trading Name: TrueLayer
  • Legal Entity: TrueLayer Ltd
  • Activities: Open banking and financial API services
  • Location: London, United Kingdom
  • Regulations: Authorized and regulated by the FCA
  • Key People: Francesco Simoneschi (CEO) and Luca Martinetti (CTO)

TrueLayer enables developers to build innovative financial applications and services by utilizing secure APIs that provide access to banking data. With partnerships with numerous banks and financial institutions across Europe, TrueLayer offers access to a wide range of banking data to fintech companies, financial institutions, and other businesses.


TrueLayer’s platform provides developers with the tools and APIs to create innovative financial applications and services. Some key products and services offered by TrueLayer include:

  • Data API: Access and retrieve banking data such as account information, transaction history, and balance inquiries.
  • Payments API: Initiate payments and perform payment-related operations securely.
  • Verification API: Verify account ownership and perform identity verification.
  • Auth API: Authenticate users and authorize access to banking data.
  • Data Intelligence: Utilize advanced analytics and insights derived from banking data.
  • Payments: Enable seamless and secure payment processing.
  • Payouts: Facilitate quick and efficient payout operations.
  • Recurring Payments: Set up and manage recurring payment schedules.


TrueLayer’s services cater to a range of industries, including:

  • Crypto
  • Financial services
  • iGaming
  • E-commerce
  • Travel


TrueLayer operates within the open banking ecosystem and complies with relevant regulations. They are authorized and regulated by the UK Financial Conduct Authority (FCA) under the Payment Services Regulations 2017 and Electronic Money Regulations 2011 (Firm Reference Number: 901096).


TrueLayer was founded by Francesco Simoneschi (CEO) and Luca Martinetti (CTO). Their expertise and leadership contribute to the company’s success in the open banking and financial API space.

Customer Review

TrueLayer has received positive reviews from customers across various platforms:

  • Trustpilot: 3.2 Stars with ‎9 Reviews
  • Google: 4.4 Stars with ‎13 Reviews
  • Featured Customers: 4.8 Stars with ‎877 Reviews


Based on their regulatory authorization, comprehensive information provided, and positive customer reviews, we rate TrueLayer as GREEN

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