Curve is an e-Money Institution (EMI) licensed by the FCA (firm reference number 900926). The UK fintech startup was founded in 2015 by Shachar Bialick (Linkedin). It offers a smartcard and an app that allows customers to consolidate and manage all their bank cards in one place.

Curve provides its users with a MasterCard debit card that can be used for transactions from any account registered in the Curve app. This allows users to virtually link all of their existing debit and credit cards, eliminating the need to carry multiple cards. It also makes record keeping easier, as spending data can be found and managed centrally.

Curve supports cards in many currencies and records foreign spending without fees, and useful additional features are always added.

Curve launched in beta in 2016 and expanded to Europe in 2018, where it has 250,000 active users who have spent over $500 million with Curve.
Currently, the company has a total of 4 million users.

Opening and maintaining a Curve account is free, with no monthly fees.

Curve lets you add all Mastercard and Visa debit or credit cards and some prepaid cards.

Curve´s key features are:

• Instant notifications
• sending money up to the value of £500 a day
• Cashback program
• Loyalty Cards
• Spending Timeline
• Anti embarrassment mode

The App has scored 4.3 out of 5 on the app store and 4 stars on Trustpilot.

We could not identify any negative compliance points around Curve and therefore rate the company green.