Key Data

• Trading Name: Particula
• Legal Entity: Particula GmbH
• Activities: Rating and analysis of tokenized
• Location: Munich, Germany
• Regulations: does not require regulatory oversight
• Key People: Timm Reinsdorf/Nadine Wilke/Wolfram Menser
• Latest news: Particula
• Latest update: October , 2024

Particula is a cutting-edge platform specializing in the rating and analysis of tokenized real-world assets. Established in 2020 and based in Munich, Germany, Particula is at the forefront of the digital asset ecosystem. Its primary focus is on providing detailed risk assessments, compliance reviews, and security evaluations for tokenized assets using both on-chain and off-chain data.

Offering

The platform aims to help investors navigate the complex landscape of tokenized financial and physical assets by offering comprehensive risk metrics and instant red flag detection. Assets are scored across nine risk levels, from AAA (highest quality) to D (full exposure), allowing for a nuanced understanding of potential risks. The platform evaluates various asset classes, including commodities, infrastructure, carbon credits, and real estate, contributing to the transparency and liquidity of traditionally illiquid assets.

Particula’s services are highly automated, using advanced algorithms to analyze data and generate real-time insights. This empowers institutions to make informed investment decisions and manage digital assets with confidence. The platform’s founders and leadership team bring extensive experience from fields like blockchain, finance, AI, and regulatory compliance, ensuring a robust foundation for assessing the ever-evolving tokenized asset market​.

Key People

• Timm Reinsdorf
• Nadine Wilke
• Wolfram Menser

Serving Industries

Particula provides a variety of use cases that highlight the platform’s versatility in the tokenized asset market. It caters to a wide range of industries, offering solutions for investors, asset managers, and token issuers. One key use case involves compliance monitoring, where Particula ensures that tokenized assets adhere to legal frameworks and regulatory standards, including KYC/AML protocols. Another important application is in risk assessment, where the platform uses advanced algorithms to provide real-time ratings for tokenized assets, allowing stakeholders to make informed decisions based on transparency, technology, and financial metrics.

Regulation

Particula does not require regulatory oversight because it does not offer financial products or manage client funds. The platform focuses on providing data analysis, risk assessments, and ratings for tokenized assets, without directly handling or offering any financial services such as investment funds or payment processing. As a technology platform, its role is to supply information and insights to investors and companies, helping them make informed decisions about digital assets. Since Particula does not act as a financial intermediary or handle customer funds, it falls outside the scope of traditional financial regulation, emphasizing its flexibility and innovative approach in the tokenized asset space.

Funding

Particula has secured funding from Futury Capital, a Frankfurt-based venture capital firm, along with other prominent international investors.

This funding round attracted major investors such as Plug & Play from California, Hatcher+ from Singapore, and others like Vanagon Ventures, Blockchain Founders Group, and Asia Pacific Investment Partners, as well as several business angels.

Conclusion and Rating

In conclusion, Particula GmbH stands out as an innovative player in the tokenized asset market, offering a rating platform that fills a critical gap for investors seeking reliable data and risk assessments for digital assets. With strong financial backing from major venture capital firms such as Futury Capital, Plug & Play, Hatcher+, and others, Particula is well-positioned to drive further growth and enhance its platform’s capabilities. Their emphasis on transparency, risk evaluation, and environmental impact aligns with current market needs, especially as more financial institutions explore tokenization to improve asset liquidity and cost-efficiency.

Given Particula’s commitment to leveraging technology for greater market transparency and sustainability, we rate them highly on green criteria. Their inclusion of environmental impact assessments in their rating methodology shows a forward-thinking approach that supports the growing demand for eco-conscious financial products, aligning well with sustainable finance trends​.