Key Data

• Trading Name: CardPayGo
• Legal Entity: Gambit Equity Limited
• Activities: online payment processing
• Location: London, UK
• Regulations: unregulated
• Key People: Zia Mallick (Linkedin)CardPayGo is a brand in the payment processing industry, offering a range of products and services to merchants worldwide.

2. Offerings:
   • CardPayGo offers online payment processing solutions including PDQ transactions and fraud management tools.
   • Product range includes online gateway, payment terminals (traditional, mobile, wireless), mobile gateway, etc.
   • Global payment solutions provided to over 128 countries.
   • Headquarters in South Kensington, London.
3. Service Features:
   • Flexibility in payment systems to adapt to the merchant’s business model.
   • Services include card machines, mobile payments, website payments, and card payment machines.
   • Serves clients across various sectors ranging from low to high risk such as startups, retail, gaming, and taxis.
4. Fees:
   • Interchange++ Rate: 0.50%++
   • Fixed Fee: 2% + 20p
5. Compliance Assessment:
   • Regulatory Status: Unregulated. The lack of regulatory oversight raises concerns regarding consumer protection and adherence to industry standards.
   • Limited Reviews: While no negative information was found, the low number of reviews suggests limited visibility into the company’s operations and customer experiences.
   • Risk Classification: Classified as Orange due to the absence of regulatory oversight and limited review data. This classification indicates a moderate level of caution warranted when dealing with the company.
6. Costumer Review

Trustpilot: 4 Stars with 5+ Reviews

1. Compliance Considerations:
   • Regulatory Compliance: Although CardPayGo operates in an unregulated environment, it should strive to adhere to industry standards and best practices voluntarily.
   • Data Protection: Ensure compliance with data protection regulations, especially when handling sensitive payment information of merchants and cardholders.
   • Fraud Management: Implement robust fraud management tools and procedures to mitigate the risk of fraudulent transactions and maintain trust with clients.

Conclusion

We could not find anything negative around the company, however, due to the low review number, we classify them as Orange as a precaution.