Crypto Payment Processing

Kryptovy Biz Ltd d/b/a Kryptova is an unregulated crypto-focused high-risk payment processor. The company was established in October 2021 by the Indian citizen Chhavi Mishra and had its registered office at a virtual office address in London.

Kryptova is a high-risk payment processor offering a crypto-based credit card payment solution for international merchants. Moreover, it offers a white-label crypto payment solution for PSPs. In our understanding, Kryptova also allows its merchants to accept credit card payments that are processed through cryptocurrencies. This payment approach is currently in vogue among scams because it disguises the nature of the transaction and makes it difficult to track.

Kryptova‘s appearance is strikingly reminiscent of the infamous and collapsed iPayTotal. Even the color scheme of the website looks like an iPayTotal successor. Given that the company has only been registered for a few months and the lack of any previous history, we can reasonably conclude that Kryptova has previously operated under other names.

We’ve discovered US-based Ola Daniel (LinkedIn) as one of the people behind Kryptova. He is linked to the payment processor on LinkedIn and is listed as a contact on the Facebook page. The former iPayTotal director Oluwole Ogunlade (LinkedIn) is also connected.

The Kryptova payment platform has been developed by a team of IT experts offering a wide range of IT and data services through the same legal entity in the UK, Kryptova Biz Ltd, and the website We suspect that this is an Indian venture. This may or may not be a correct assumption. Both websites do not have imprints and give no information about the operators. Stealth mode is illegal and totally unacceptable for financial service providers.

We last discovered Kryptova at Invest Area Broker scam as a payment processor and therefore put it on the “Red Signal” compliance list.  

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United Kingdom

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