SilverRock Bank
Key Data
- Trading Name: SilverRock Bank
- Legal Entity: SilverRock Bank Limited
- Activities: Startup lender
- Location: UK
- Regulations: regulated by the Financial Conduct Authority
- Key People: Alan Jarman, CEO
SilverRock Financial Services is a unique bank in the UK that specializes in providing forward flow financing solutions to non-bank lenders and building societies.
Offering
SilverRock Bank focuses on “funding as a service,” offering financial solutions through partnerships rather than direct lending. They provide tools like forward flow agreements and portfolio acquisitions, targeting diverse lenders to support underserved sectors.
Products:
- Partnership Lending: Secure and sustainable funding tools for lenders.
- Personal Savings: Launching in 2025, with flexible solutions and low-cost deposit sourcing.
Partnership Lending at SilverRock Bank
SilverRock Bank emphasizes “funding as a service” through true partnerships, focusing on innovation and portfolio growth. They collaborate with non-bank lenders and niche financial institutions, offering stable, flexible funding across various asset types, including residential and commercial mortgages, SME asset-backed financing, and unsecured loans. Their goal is to drive business growth, economic progress, and serve underserved markets.
Key Asset Types:
- Residential Mortgages (Owner-Occupied & Buy-to-Let)
- SME Asset-Backed Financing
- Commercial Buy-to-Let Mortgages
- Unsecured Lending
Regulation
SilverRock Bank Limited is a company registered in England and Wales (No.14525830). SilverRock Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our financial Services Register number is 996195. Our address is 73 Brook Street, London, W1K 4HX.
People
Veronika Lovett (Chief Commercial Officer & Deputy CEO)
Karl Bayliss (Head of Credit)
Alan Jarman (CEO & Executive Director)
Customer Reviews
Trustpilot: 3,8 Stars with 70+ Reviews
Conclusion and Rating
We rate SilverRock Bank as Green because they meet all necessary criteria. They offer innovative partnership lending to drive business growth and economic progress. SilverRock provides flexible and stable funding options across various asset classes, including residential and commercial mortgages, SME asset-backed financing, and unsecured loans. Their goal is to foster product innovation and serve a greater number of underserved customers.
