Key Data

• Trading Name: Espay 
• Legal Entity: ESPAY. PT PEMBAYARAN LINTAS USAHA SUKSES
• Activities: e-commerce payment solution
• Location: Indonesia
• Regulations: registered with Bank Indonesia. Based on Bank Indonesia Letter Number 20/39/DKSP-GP2SP/Srt/B issued on October 15, 2018, that PT Pembayaran Lintas Usaha Sukses (PT PLUS) has officially received a license/permit from Bank Indonesia as a Payment Gateway Operator Company.

Espay offers an e-commerce payment solution with the only B2C2B concept in Indonesia. Espay provides information technology infrastructure for financial transactions banking and Financial Supply Chain in various industries.

Espay was founded in 2012 and was acquired 2017 by Emtek Group, a modern group of companies with three main business divisions: Media, Telecommunications and IT Solutions, and Connectivit.

Espay is actively using 32 technologies for its website, according to BuiltWith. These include Viewport Meta, IPhone / Mobile Compatible, and Google Font API.

Offering

Espay provides a  online payment solution by providing a variety of payment channels that make online and offline business easier.

Their service includes:

• Realtime Report Reconciliation

• SMS Gateway
• Payment Gateway
• Payment Disbursement

Customer review

Google: 1,8 Satrs with 70+ Reviews

Regulation

ESPAY is a payment gateway product in Indonesia launched by PT Pembayaran Lintas Usaha Sukses (PT PLUS). ESPAY itself has also been registered with Bank Indonesia. Based on Bank Indonesia Letter Number 20/39/DKSP-GP2SP/Srt/B issued on October 15, 2018, that PT Pembayaran Lintas Usaha Sukses (PT PLUS) has officially received a license/permit from Bank Indonesia as a Payment Gateway Operator Company.

Conclusion

We couldn’t find anything seriously negative around ESPAY, but we rate them ORANGE due to their poor customer reviews.