Unregulated merchant acquirer and payment processor

Key Data

  • Trading Name: Xcepts
  • Legal Entity: XCepts Ltd
  • Activities: unregulated payment processor
  • Location: United Kingdom
  • Regulations: unregulated
  • Key People: Paul Schroeder, Veronica Baitova

The unregulated payment processor XCepts Ltd was established in May 2022 by the American entrepreneur Veronica Baitova.

Illicit business

The company seems connected to the notorious payment veteran Paul Schroeder, who has been accused of illicit business practices repeatedly. Lately, the black-listed payment processor Paypound (PR42 profile) accused Xcepts of bad business practices.


We include XCepts in our “Black Signal” compliance list. Stay away!

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United Kingdom

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