Prism Pay

High-Risk Payment Processor

Key Data

Prism Pay is a high-risk payment processor based in the US.


They provide a global internet overlay network focused on providing real-time transaction management.

Their service includes:

  • Tokenization
  • VPOS Solution (Gateway)
  • Payment Gateway
  • Recurring Payments


  • Transaction Fee: $0.20 ea
  • from 23.95$-29.95$
  • Set Up: 49.95$


According to the FinTelegram findings, Prism Pay seems related to a scheme run by Gilbert “Gil” Armenta, who has been charged in the U.S. for money laundering in the OneCoin scheme.

We further found that Prism Pay lists Georgia and California, United States, as the addresses for its offices. The high-risk processors MerchantFirst and Instand Accept are also located at the same addresses. We may therefore assume that these two brands also belong to the scheme.


According to Fintelegram, they are indirectly involved in the OneCoin scandal, so we rate them RED.

1 review

  1. Global Scammers

    I have been scammed by Oculus Technologies whose parent company is Es Solo Holdings UK. Prismpay was presented as a payment gateway only and acting as third party but it is all ran by the same scam gang.
    The company policy is process for a short while, push for maximum traffic and stop paying. Blame banks for delays while funds are being smuggled across borders until they disappear, when merchants ask for money block them and disappear.

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