An FCA-regulated e-money institution

Key Data

  • Trading Name: PayDo
  • Legal Entity: Ecommerce Technologies Ltd
  • Activities: e-Money Institution
  • Location: Essex, UK
  • Regulations: FCA-regulated e-Money Institution
  • Key People: Serhii Zakharov (Founder)

PayDo is the trading name of the FCA-regulated e-Money Institution Ecommerce Technologies Ltd. The company was founded in 2016 by the Ukraine Serhii Zakharov.


PayDo offers IBAN accounts, e-wallets, and merchant services.

For low-risk merchants, PayDo offers a bank account (eWallet) for an initial fee of €100 without ongoing costs. High-risk merchants must pay an initial fee of €500 and a monthly €100.

For using PayDo, the payment processor charges transaction fees from 2.5% plus €0.25 upwards.

Allegedly, PayDo is closely connected to PayOp (PR42 profile), another high-risk payment processor operated via Ukraine.


On Trustpilot, the payment processor holds as a 3.8-star rating with a “Great” trust level. We have not found any other complaints about PayDo and thus include it in our “Green” compliance list.

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United Kingdom, Ukraine

Legal Entities

Ecommerce Technologies Ltd

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