• Trading Name: Curve
• Legal Entity: Curve OS Limited
• Location: London, England
• Regulations: regulated EMI by the FCA
• Key People: Shachar Bialick, Founder and CEO/Scott Weller, CFO/Alistair Houghton, General Counsel & Company Secretary/Eric Molitor, Chief Technology Officer

Curve is an e-Money Institution (EMI) licensed by the FCA (firm reference number 900926). The UK fintech startup was founded in 2015 by Shachar Bialick (Linkedin). It offers a smartcard and an app that allows customers to consolidate and manage all their bank cards in one place.

Offering

Curve provides its users with a MasterCard debit card that can be used for transactions from any account registered in the Curve app. This allows users to virtually link all of their existing debit and credit cards, eliminating the need to carry multiple cards. It also makes record keeping easier, as spending data can be found and managed centrally.

Curve supports cards in many currencies and records foreign spending without fees, and useful additional features are always added.

Curve´s key features are:

• Instant notifications
• sending money up to the value of £500 a day
• Cashback program
• Loyalty Cards
• Spending Timeline
• Anti embarrassment mode

Fees

Opening and maintaining a Curve account is free, with no monthly fees.

Customer Review

Trustpilot: 3,2 Stars with 11.000+ Reviews

Conclusion

We could not identify any negative compliance points around Curve but due to their poor customer reviews we rate them on ORANGE compliance technically and GREEN in total.